Terms and Conditions cover OYF, its subsidiaries and any affiliated legal entities.Please note that different terms and conditions may apply in certain countries. The Terms and Conditions of use of the OYF website are as follows:

If you continue to browse and use this website, you are agreeing to comply with and be legally bound by the following Terms and Conditions of use. If you disagree with any part of these Terms and Conditions, please do not use our website. Your continued use of the OYF website. Following the posting of changes to these terms will mean that you accept those changes.

OYF grants you a non-exclusive limited license to access and make personal use of the website and not to download, all or any portion thereof (other than temporary page caching) or modify it, or any portion of it, except with the express written consent of OYF. This license does not include the right to any re-sale or commercial use of the site or its content; any downloading or copying of content for the benefit of any other person or entity; or any use of data mining, robots or similar data gathering and extraction tools. Neither the site nor any portion of the site may be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of OYF.You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of the sites or any content without our express written consent. You may not use any meta tags or any other "hidden text" utilizing OYF name or trademarks without our express written consent. You may not introduce or make available in any manner software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of the sites or any computer software, hardware or telecommunications equipment of OYF or the visitors to the site. You may not interfere with or disrupt the provision of the site by OYF or the servers or networks connected thereto. You may not collect or store personal data about other users of these sites. Any unauthorized use or attempts to use the site in an unauthorized manner terminates the permission granted by OYF to use the site hereby.

All content on the site, such as text, graphics, logos, button icons and images ("Content"), all software on these site, as well as the design, composition, selection, arrangement, and presentation of all materials on the site are the property of OYF or its content suppliers and is protected by applicable copyright laws. Except for the limited right to use the site set forth in these Terms of Use, all rights are reserved.

'OYF', 'SmartVista' and 'Radar Payments' are trademarks of OYF registered in at least one jurisdiction. No license to use any of these trademarks is given or implied. These trademarks may not be copied, downloaded, reproduced, used, modified or distributed in any way (except as an integral part of an authorized copy of material appearing in these web pages, as set forth in the previous section paragraph) without prior written permission.

'OYF', 'SmartVista' and 'Radar Payments' are trademarks of OYF registered in at least one jurisdiction. No license to use any of these trademarks is given or implied. These trademarks may not be copied, downloaded, reproduced, used, modified or distributed in any way (except as an integral part of an authorized copy of material appearing in these web pages, as set forth in the previous section paragraph) without prior written permission.

OYF wants your feedback and appreciates your ideas and suggestions but is unable to answer every comment individually. OYF will be free to use and act on any information you submit.

For your convenience, OYF may provide interactive features on this site. You are authorized to use these features solely for the purposes specified and for no other purposes.

These web pages may contain inadvertent inaccuracies or typographical errors. These will be corrected at OYF's discretion, as they are found. The information on these web pages is updated regularly, but inaccuracies may remain or occur where changes occur between updates. The Internet is maintained independently at multiple sites around the world and some of the information accessed through these web pages may originate outside of OYF. OYF excludes any obligation or responsibility for this content.

OYF makes all reasonable attempts to exclude viruses from these web pages, but it cannot ensure this exclusion and no liability is accepted for viruses. Please take all appropriate safeguards before downloading information from these web pages.

The services, the content and the information on this website are provided on an "as is" basis. OYF, to the fullest extent permitted by law, disclaims all warranties, whether express, implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties rights and fitness for a particular purpose. OYF, its affiliates and licensors make no representations or warranties about the accuracy, completeness, security or timeliness of the services, content or information provided on or through the OYF website or systems. No information obtained via the OYF systems or website shall create any warranty not expressly stated by OYF in these terms and conditions.

Some jurisdictions do not allow limitations of implied warranties, so the limitations and exclusions in this section may not apply to you. If you are dealing as a consumer, these provisions do not affect your statutory rights which cannot be waived, if any. You agree and acknowledge that the limitations and exclusions of liability and warranty provided in these terms and conditions are fair and reasonable.

To the extent permitted by law, in no event shall OYF, its affiliates or licensors or any third parties mentioned at the OYF website be liable for any incidental, indirect, exemplary, punitive and consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the OYF website and OYF systems, services, content or information whether based on warranty, contract, tort, delict, or any other legal theory, and whether or not OYF is advised of the possibility of such damages. Without limiting the foregoing, to the extent permitted by applicable law, you agree that in no event shall OYF total liability for any damages (direct or otherwise) or loss regardless of the form of action or claim, whether in contract, tort or otherwise, exceed 100.00 EUR. To the extent permitted by law, the remedies stated for you in these terms and conditions are exclusive and are limited to those expressly provided for in these terms and conditions.

This site may contain hyperlinks to other websites. OYF is providing these links to you only as a convenience. The inclusion of any link does not imply endorsement by OYF of the other website or of any products or services offered or information provided on the site or any association between OYF and such other website. OYF is not responsible or liable for the availability or content of that other websites. OYF makes no representations or warranties whatsoever about any other site you may access through our websites.

Please review our Terms of Use which govern your use of the Website in order to understand our practices with regard to information we collect about you.